Do you still need ELSS to save tax?
If you're on the new tax regime, which is now the default, ELSS saves you no tax at all. Here's how to check your regime, when ELSS still makes sense, and what to do with the ELSS you already hold.
How much can you withdraw from your retirement corpus each month?
On ₹1 crore, ₹50,000 a month sounds reasonable, until you see it may run out by 81. Here's a sensible starting withdrawal, how long your money really lasts, and why an SWP is kinder on tax than an FD.
Regular or direct plan: which should you choose?
Direct plans cost less. Regular plans come with someone to guide you. Which is right depends on one thing: whether that someone actually does the work. Here's how to decide, and what switching really costs.