We don’t serve “investors.”
We serve people with specific situations.

Most platforms sort you by age, risk profile or ticket size, and the category decides what you get. We work the other way round: the recommendation comes from your situation, every time.

400 families. In five years, not one has left.

The usual order, and ours

Most platforms
Your ageA risk bucketA model portfolioYou
CurateMyMoney
YouYour situationWhat you actually needThe fund

Four things people tell us in the first meeting

These are the situations we see most often. If one of them sounds like you, you’re in the right place.

I’ve retired with my corpus. How do I make sure it outlasts me?

Pre-retirees and retirees

Decisions from here are hard to reverse. We work out which part of your corpus must stay liquid, which part funds the next few years, and which part keeps growing — then build withdrawals around your real monthly expenses, in the most tax-efficient order.

What we look at first: your monthly spend, your dependents, and how many years the money needs to last.
Planning for retirement

I earn in dirhams, my parents are in Chennai, and my money sits in accounts I don’t fully track.

NRIs managing money across borders

NRE or NRO, FEMA rules, repatriation, and tax in two countries. We handle the regulatory side as carefully as the fund side — entirely online, at hours that suit your time zone, with your family’s needs in India planned alongside your own.

What we look at first: which account each rupee sits in, and where it may eventually need to go.
Investing as an NRI

There’s ₹50 lakhs in my current account. Some I’ll need in six months. Some, maybe never.

Entrepreneurs and business owners

Your income arrives in lumps. We separate business cash from family wealth, park surpluses in funds matched to when you’ll need them, and build a personal base that doesn’t rise and fall with the business.

What we look at first: your cash-flow cycle — when money comes in, and when it has to go out.
Planning with irregular income

I have SIPs with the bank, funds on two apps, and an ELSS I’d forgotten about.

Families consolidating scattered investments

A decade of well-meant investing often means eight funds holding the same stocks. We show you what you own, where it overlaps, and what an exit would cost in tax — before suggesting a single change.

What we look at first: your Consolidated Account Statement (CAS) — one document from CAMS or KFintech.
Cleaning up a scattered portfolio

Most families are two of these at once.

An NRI son planning his parents’ retirement. An entrepreneur sitting on a decade of scattered SIPs. That’s normal — and it’s exactly why we never start from a category.

CurateMyMoney is an AMFI-registered mutual fund distributor (ARN-184811). Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.