What happens to your mutual funds if something happens to you?
Most families that struggle after a loss don't have complicated finances. Nobody had quite got round to adding a nominee. Here's what happens with and without one, what changed in 2025, and a simple checklist.
Should you invest in a new fund offer (NFO)?
A new fund at ₹10 a unit can feel like a bargain. It isn't. Here's why a low price means nothing, why we're usually cautious about NFOs, and the few times one is worth considering.
Your fund had a bad year. Should you exit?
Your fund is down and you're tempted to sell. Before you do, check one thing: did the fund fall, or did the market? Here's how to judge a fund fairly, and the signs that it really is time to move on.
NRE or NRO: which account should your SIP come from?
Your salary SIP and your Chennai rent shouldn't come from the same account. Here's how to choose between NRE and NRO for your mutual funds, why it matters when you want the money abroad, and the mistakes most NRIs make.
Can NRIs in the US or Canada invest in Indian mutual funds?
Living in the US or Canada and told you can't invest in Indian mutual funds? You often can, with the right fund house and a little extra paperwork. But if you're in the US, there's a tax rule you should know about first.
How many mutual funds should you own?
Eleven funds across four apps, and nobody remembers why? For most people, three to six funds are enough. Here's why more funds rarely means more safety, and how to simplify without a big tax bill.
Where to keep money you’ll need in 6 to 12 months
Saving for a down payment, a wedding or school fees due within a year? Here's where to keep that money so it stays safe, easy to reach, and earns more than a savings account.
Should you continue your SIP when markets fall?
Markets are falling and your SIP is in the red. Should you stop? Usually not: a fall is when your SIP buys the most. Here's why, and the few times pausing makes sense.
Do you still need ELSS to save tax?
If you're on the new tax regime, which is now the default, ELSS saves you no tax at all. Here's how to check your regime, when ELSS still makes sense, and what to do with the ELSS you already hold.