Should you pick an index fund or an actively managed fund? Here is what costs and the long-term record show, where each one makes sense, and why a mix often works best.

How big should your emergency fund be, and where should it sit? A simple way to work out your number, the sensible places to keep it, and the honest exceptions.

Got a bonus, inheritance or sale proceeds? Here is a simple way to decide between investing it at once or spreading it out, and why giving each rupee a job comes first.

A new fund at ₹10 a unit can feel like a bargain. It isn't. Here's why a low price means nothing, why we're usually cautious about NFOs, and the few times one is worth considering.

Your fund is down and you're tempted to sell. Before you do, check one thing: did the fund fall, or did the market? Here's how to judge a fund fairly, and the signs that it really is time to move on.

Eleven funds across four apps, and nobody remembers why? For most people, three to six funds are enough. Here's why more funds rarely means more safety, and how to simplify without a big tax bill.

Saving for a down payment, a wedding or school fees due within a year? Here's where to keep that money so it stays safe, easy to reach, and earns more than a savings account.

Markets are falling and your SIP is in the red. Should you stop? Usually not: a fall is when your SIP buys the most. Here's why, and the few times pausing makes sense.

Direct plans cost less. Regular plans come with someone to guide you. Which is right depends on one thing: whether that someone actually does the work. Here's how to decide, and what switching really costs.